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4.9 51 reviews
Loan agency in Lake Charles, Louisiana

3453 Nelson Rd, Lake Charles, LA 70605, USA
+1 (337) 474-6412
www.advanceamerica.net
Monday
10AM–6PM
Tuesday
10AM–4PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–7PM
Saturday
9AM–2PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you find some of the reviews of our customers.

Fast and friendly service

Ignatius Wolf

Great customer service.

Megane Kohler

The staff is genuine and we appreciate them.

Watson Gerhold

She is very knowledgeable, helpful, and her rates are very reasonable!

Dr. Tre Strosin Jr.

Michael was great, showed me my options and make filing super easy.

Rita Kerluke

Very nice young man, and he knew his stuff!

Prof. Judson Jacobs I

Michael is very personable and makes tax returns a breeze.

Tiffany Kozey Sr.

Very clean showers and nice service and people.

Guadalupe Konopelski

Lots of parking, great food and lovely staff.

Prof. Merl Gislason

The place was friendly and the prices were comparable to Minnesota.

Elroy Stracke

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Lake Charles, Louisiana

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Lake Charles, Louisiana is are simple to access. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can save borrowers who have poor credit scores or have no credit history. But we recommend you that as with any loan you should only consider applying for a payday loan if you are certain that you can afford payments as agreed in the contract.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the loan immediately.

APR Calculator

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Cash Time

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