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What people think about Jefferson Financial Credit Union?
Below you get acquainted with some of the opinions of our customers.
They approve applicants urgently and transfer funds the next day. But be careful – they charge high fees for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Pansy Tremblay
I contacted Jefferson Financial Credit Union for help. Everything was done very fast. Had the money in my account the same morning. Employees are very friendly. Best experience!
Dr. Faye Sporer
Easy application. I only needed an ID and a bank account. Fast approval. The first time I was approved for $500 only. Hope the limit will be more next time. Interest rate is affordable . Paid back the loan early. If necessary, the term can be also extended.
Else Beer
I had problems with paying my bank loan and was not sure I would get accepted for a loan with Jefferson Financial Credit Union . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $400 online. Fortunately I got accepted!!! They literally saved my life.
Keon Marvin
Important
The previous three items describe a specific lending service. But below you can find general data about payday loans.
Payday Loans in Lake Charles, Louisiana
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may become an easy and fast solution to a short-term problem in Lake Charles, Louisiana. Loans from payday lenders can get you funds quickly. Your APR will depend on a few factors.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit score. Payday loan approvals depend very much on specific aspects. They will pay attention to your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your loan.
APR Calculator
Other Payday Lenders in Lake Charles, Louisiana
Crown Loan
2932 General De Gaulle Dr, New Orleans, LA 70114, USA
+1 (504) 367-3367
www.flexiblefinanceloans.com
Sabine State Bank and Trust Company
1717 US-71, Lecompte, LA 71346, USA
+1 (318) 776-0129
www.sabinebank.com
Republic Finance
855 Pierremont Rd Suite 106, Shreveport, LA 71106, USA
+1 (318) 861-7610
locations.republicfinance.com
Evangeline Bank and Trust Company
425 N Ave G, Crowley, LA 70526, USA
+1 (337) 783-0412
www.therealbank.com
Smart Money Financial Center
1108 The Blvd, Rayne, LA 70578, USA
+1 (337) 334-3699
www.smartmoneycenter.com
Advantage Financial Services - Lafayette
120 Curran Ln suite g, Lafayette, LA 70506, USA
+1 (337) 984-6811
www.advantagefinancialonline.net
