Finance America of Louisiana Payday Loans Review

Loan agency in Lutcher, Louisiana

Organization owner?

1948 W Main St, Lutcher, LA 70071, USA

+1 (225) 869-0539

What people think about Finance America of Louisiana?

Below you read some of the opinions of our clients.

Easy application. I only entered an ID and a bank account. Very quick processing. The first time I was approved for $500 only. Hope the available amount will increase next time. Interest rate is competitive. Repaid the debt . If required, the term can be also extended.

Princess Collins

I was embarrassed to borrow from my friends so I decided to apply for a small loan via Finance America of Louisiana. Found them on the net and the user reviews were good I have already applied 4 times and every time I was accepted very quickly. Very convenient.

Clifton Bechtelar

Last week I needed $700 to cover medical bills. I decided to contact Finance America of Louisiana. They only approved me for $500 but the process itself was effortless, and their rates were reasonable.

Providenci Beahan MD

Finance America of Louisiana rescued me in a hard time. They approved me for a loan although I had credit problems. The process was as easy as possible and fast. I value their 24/7 customer support service and competitive rates. I will surely recommend this online lender to my family and friends.

Korey Dibbert

Pay Attention

The previous three items charactirize a specific company. But below you can find common information about payday loans.

Payday Loans in Lutcher, Louisiana

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Lutcher, Louisiana is are simple to access. The interest rate is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get approved for a loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.