Domain Info
Created Date
1997-04-29
Mailing Address
2910 W JACKSON ST, TUPELO, MS, 38801-6799, United States
Company Name
BancorpSouth
BancorpSouth
What people think about Ouachita Independent Bank?
Below you read some of the reviews of our customers.
I always use Ouachita Independent Bank when it need a payday loan. The application process is trouble-free. No complaints.
Vincenzo Wintheiser
I took out for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other solution. I found this lender on the Internet. Other lender charged unbelievable rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I requested.
Aleen Crooks
I always use Ouachita Independent Bank when it need a cash advance. The application process is trouble-free. No troubles.
Marcelino Cruickshank
Was invited to a wedding but was empty at that time. A friend recommended me to use Ouachita Independent Bank. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had no credit. In general, The process was trouble free.
Baylee Hauck
I asked Ouachita Independent Bank for help. Everything was done very quickly. Had the funds in my account the same morning. Employees are very competent. Good experience!
Shawna Stehr DVM
Good loan provider with competitive rates. They money the same day, as promised. I will use Ouachita Independent Bank again if I need temporary help.
Mae Marks
Important
Now you can see general features of payday loans.
Payday Loans in Natchitoches, Louisiana
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans are the easiest loans to access in Natchitoches, Louisiana. The entire process is fast. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a poor credit history. Payday loan approvals depend very much on other aspects. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Natchitoches, Louisiana
ANECA Federal Credit Union
2650 Benton Rd, Bossier City, LA 71111, USA
+1 (318) 698-6000
www.aneca.org
OneMain Financial
69152 Hwy 190 Service Rd, Covington, LA 70433, USA
+1 (985) 875-9400
www.onemainfinancial.com
Baton Rouge Telco Federal Credit Union
32839 LA-16, Denham Springs, LA 70706, USA
+1 (225) 924-8900
www.brtelco.org
