What people think about On the Spot Cash LLC?
Below you find some of the testimonials of our clients.
I applied for the first cash advance in my life, was approved the next day despite the fact that I had debts already. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my town charge sky high interest!
Rhea Ratke
Thank you for the top-quality service. Your managers guided me throughout the process. It’s great that you only need an ID to apply.
Reva Gleason
Good service with competitive rates. They deposited within 3 hours, as promised. I will use On the Spot Cash LLC again if I need temporary help.
Katarina Treutel
Important
Above there is information about a exact loan provider. Below you can see common features of payday loans.
Payday Loans in New Roads, Louisiana
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans in New Roads, Louisiana is are easy to access. The APR is individual for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments in a timely manner.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the real APR of your cash advance.
APR Calculator
Other Payday Lenders in New Roads, Louisiana
Hancock Whitney Bank
1110 N Main St, Jennings, LA 70546, USA
+1 (800) 448-8812
www.hancockwhitney.com
First Federal Bank of Louisiana
5615-A Jackson St, Alexandria, LA 71303, USA
+1 (318) 449-9540
www.ffbla.bank
First American Bank & Trust
17235 US-90, Des Allemands, LA 70030, USA
+1 (985) 758-2763
www.fabt.com
1st Franklin Financial
1317 MacArthur Dr, Alexandria, LA 71301, USA
+1 (318) 443-6367
locations.1ffc.com
Advance America
8814 Veterans Memorial Blvd Suite 14, Metairie, LA 70003, USA
+1 (504) 468-1880
www.advanceamerica.net
Republic Finance
2170 W Gause Blvd Suite 151, Slidell, LA 70460, USA
+1 (985) 641-1578
locations.republicfinance.com
