Southwest Loan Co of Opelousas Payday Loans Review

1 reviews

Loan agency in Opelousas, Louisiana

Organization owner?

128 N Court St, Opelousas, LA 70570, USA

+1 (337) 948-7047

What people think about Southwest Loan Co of Opelousas?

Below you see some of the testimonials of our clients.

Yesterday I needed $1000 to cover medical bills. I decided to apply via Southwest Loan Co of Opelousas. They only approved me for $500 but the process itself was hassle-free, and their rates were favorable.

Erin Langworth

Southwest Loan Co of Opelousas rescued me in a desperate time. They approved me for a cash advance although I had credit problems. The process was hassle free and speedy. I love their 24/7 client support service and fair rates. I will 100% recommend this website to my relatives and friends.

Prof. Valentina Bergnaum Jr.

I have already used this website twice and I was very pleased with the rates. This is the only day and night service with reasonable rates in my city.

Audrey Rippin

Important

The previous three items describe a peculiar financial institution. But below you can find general details about payday loans.

Payday Loans in Opelousas, Louisiana

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Opelousas, Louisiana. The entire process is easy. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of clients with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a payday loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.