What people think about First Heritage Credit Opelousas LA?
Below you see some of the opinions of our clients.
I want to say Many Thanks to the team of First Heritage Credit Opelousas LA. They offer immediate solution to any sudden money problems. Love them for their same day approval. Applied for a payday loan and got accepted although my credit was not perfect. I will 100% use this company if I need money in the future.
Miss Brenna Johnston V
Was invited to a wedding but was empty at that time. A friend recommended me to contact First Heritage Credit Opelousas LA. And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had no credit. In general, The process was very easy.
Yasmin Stanton
Thank you for the fantastic service. Your managers assisted me throughout the application. It’s great that you only need an ID to get approved.
Rowan Batz
Important
Now you can review general aspects of payday loans.
Payday Loans in Opelousas, Louisiana
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Opelousas, Louisiana is are easy to access. The APR is specific for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get approved for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Opelousas, Louisiana
1st Franklin Financial
1701 Old Minden Rd Suite 171, Bossier City, LA 71111, USA
+1 (318) 752-4551
locations.1ffc.com
Liberty Loans, LLC
817 N Burnside Ave, Gonzales, LA 70737, USA
+1 (225) 644-1777
libertyloansllc.com
Hancock Whitney Bank
1274 Bellview St, Morgan City, LA 70380, USA
+1 (800) 448-8812
www.hancockwhitney.com
BancorpSouth Bank
1263 N Market St, Shreveport, LA 71107, USA
+1 (318) 227-0675
www.bancorpsouth.com
Community Bank of Louisiana
795 San Antonio Ave, Many, LA 71449, USA
+1 (318) 256-6161
www.communitybankofla.bank
American Cash Advance
4656 Johnston St, Lafayette, LA 70503, USA
+1 (337) 993-9598
www.americancashadvance.net
