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5 reviews

Rayville, LA 71269, USA

Feedback about Harbor Financial?

Here you see the reviews of our clients.

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to use Harbor Financial. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Waino Kunde

Harbor Financial seemed to me the safe. At least no insurance and extra charges. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Ms. Fatima Welch IV

I have a problem with paying back a loan at another banking institution. It is inconvenient to borrow from relativies. Therefore, I decided to contact Harbor Financial. They really helped out.

Ashton Purdy

I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Danial Graham

want to express my deep gratitude to Harbor Financial for believing my case. I had some problems with a credit score, but this service helped me and took out a loan.

Dakota Gerhold

Pay Attention

Payday lenders are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Rayville, Missouri

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Rayville, Missouri is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

How will Harbor Financial help issue a payday loan in Rayville, Missouri?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Rayville, mo will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Rayville, Louisiana

Louisiana Cash Advance

3114 Loyola Dr #6, Kenner, LA 70065, USA

+1 (504) 465-2220

www.flexiblefinanceloans.com

Audubon Credit Inc

4410 Florida, North Blvd, Baton Rouge, LA 70806, USA

+1 (225) 926-6792

www.auduboncredit.com

Basile State Bank

751 W Maple Ave, Eunice, LA 70535, USA

+1 (337) 457-4050

www.basilebank.com

Pelican Pawn

305 S Burnside Ave STE D, Gonzales, LA 70737, USA

+1 (225) 644-0601

www.pelicanpawn.com

1st Franklin Financial

1855 Barataria Blvd, Marrero, LA 70072, USA

+1 (504) 378-6881

locations.1ffc.com

Carter Credit Union

2415 Red Oak Rd, Coushatta, LA 71019, USA

+1 (318) 932-5053

www.cartercu.org

Walmart Money Center

7292 Hwy #509, 7292 LA-509, Mansfield, LA 71052, USA

www.walmart.com

World Acceptance

104 N Main St, Springhill, LA 71075, USA

+1 (318) 539-2231

Courtesy Loans

943 E Madison Ave, Bastrop, LA 71220, USA

+1 (318) 283-0304

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