What people think about Courtesy Loans?
Below you see some of the reviews of our customers.
I have already submitted an application to this lender once and I was very pleased with the rates. This is the only 24/7 lender with reasonable rates in my city.
Ms. Michelle Turner
Courtesy Loans rescued me in a difficult time. They approved me for a payday loan although I had credit problems. The process was as easy as possible and fast. I appreciate their 24/7 client support service and fair rates. I will 100% recommend this company to my family and friends.
Sonny Goodwin PhD
Thank you Courtesy Loans for helping me when I needed cash urgently to pay for car repair. I have applied through this company 3 times and everything was OK. This is the most transparent lender with no hidden fees. Highly recommended!!!
Alia Doyle Jr.
Easy application. I only needed an ID and a bank account. Very quick lending decision. The first time I was approved for $400 only. Hope the limit will increase next time. Interest rate is average. Paid off the debt earlier than agreed. If necessary, the term can be also extended.
Hannah Bruen
Pay Attention
Below you can see general information about payday loans and their common aspects.
Payday Loans in Ruston, Louisiana
A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans may seem like an easy and fast solution to a short-term problem in Ruston, Louisiana. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few things.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments in a timely manner.
To get accepted for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Ruston, Louisiana
Payday Money of Lake Charles
1335 E Prien Lake Rd, Lake Charles, LA 70601, USA
+1 (337) 478-8900
paydayloanservices.org
Peoples Bank & Trust Co
805 Hospital Rd, New Roads, LA 70760, USA
+1 (225) 638-3713
www.thefriendlybank.com
Check Into Cash
1520 W Airline Hwy, Laplace, LA 70068, USA
+1 (985) 651-5770
local.checkintocash.com
Foti Financial Services
602 Canal Blvd, Thibodaux, LA 70301, USA
+1 (985) 446-8828
www.fotifinance.com
