Welcome to Our Online Loan Referral Service

5 2 reviews

212 W Alabama Ave, Ruston, LA 71270, USA
+1 (318) 254-8482
www.theuncommonbank.com
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM

Domain Info

Created Date

2005-12-07

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about First National Bank?

Here you read the reviews of our clients.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Prof. Geovanny Boehm

I recommend First National Bank to everyone, I am applying for the second time. Everything is great!

Pinkie Boyer

I recommend First National Bank to everyone, I am applying for the second time. Everything is great!

D'angelo Spencer

It was significant to enhance the credi score, because there is practically no chance of getting a loan at a favorable interest rate. As a result, I contacted First National Bank. The rating improved after several loans paid back.

Estrella Kutch

Pay Attention

Further there will be presented the details about not a certain lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in Ruston, Louisiana

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and quick to issue loans in Ruston, Louisiana. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will First National Bank help issue a loan in Ruston, Louisiana?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Ruston, Louisiana. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Ruston, Louisiana

Advantage Financial Services - Monroe

3201 Louisville Ave #8, Monroe, LA 71201, USA

+1 (318) 654-6691

www.advantagefinancialonline.net

Republic Finance

507B St Philip St, Thibodaux, LA 70301, USA

+1 (985) 446-8876

locations.republicfinance.com

First Federal Bank Of Louisiana

4090 Nelson Rd, Lake Charles, LA 70605, USA

+1 (337) 480-0806

www.ffbla.bank

Fast Auto & Payday Loans Inc

604 St Mary St, Thibodaux, LA 70301, USA

+1 (985) 493-3669

paydayloanservices.org

Check Into Cash

3658 North Blvd, Alexandria, LA 71301, USA

+1 (318) 443-3839

local.checkintocash.com

Smart Money Financial Center

416 N Parkerson Ave, Crowley, LA 70526, USA

+1 (337) 783-2777

www.smartmoneycenter.com

First Guaranty Bank

2111 W Thomas St, Hammond, LA 70401, USA

+1 (888) 375-3093

www.fgb.net

Luckmore Finance Corporation

633 Baronne St, New Orleans, LA 70113, USA

+1 (504) 581-7346

luckmorefinance.com

Harrison Finance Co

5700 Johnston St # 1150, Lafayette, LA 70503, USA

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