What people think about Merchants & Farmers Bank?
Below you see some of the opinions of our customers.
Good website with affordable rates. They money the next day, as I expected. I will use Merchants & Farmers Bank again if I need financial assistance.
Rodger O'Kon DDS
Thank you for the exceptional service. Your managers assisted me throughout the application. It’s great that you only need an ID to get funds.
Brennon Weissnat
I recommend Merchants & Farmers Bank to every person who need extra funds. I’ve been using them for 2nd time. Always great service!
Natalie Schmitt
I needed $700 to buy a dress on a sale. The only way out was to apply for a payday loan. Found a lot of lenders on the Internet. Merchants & Farmers Bank is the most transparent financial institution in Vinton.
Mr. Doug Walsh
Important
Above there is information about a definite company. Below you can read common characteristics of payday loans.
Payday Loans in Vinton, Virginia
A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is effortless and speedy to get accepted for payday loans in Vinton, Virginia. The APR will be set specifically for each case and will depend on the personal details the consumer provided.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get approved for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Vinton, Louisiana
First Federal Bank of Louisiana
3305 Highway 28 East, Pineville, LA 71360, USA
+1 (318) 443-7400
www.ffbla.bank
Gulf Payday
1555 Manhattan Blvd #7, Harvey, LA 70058, USA
+1 (504) 368-4105
www.flexiblefinanceloans.com
Hancock Whitney Bank
1300 N Hwy 190, Covington, LA 70433, USA
+1 (800) 448-8812
www.hancockwhitney.com
1st Franklin Financial
1113 S Range Ave Suite 160, Denham Springs, LA 70726, USA
+1 (225) 665-0844
locations.1ffc.com
