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Feedback about EFCU Financial?
Here you see the reviews of our clients.
I'm not ashamed to borrow money from EFCU Financial, now the whole world lives like this. I have already used payday loans many times, everything is convenient.
Miss Skyla Runolfsdottir
I often issue a cash advance to a card in EFCU Financial. It is very convenient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.
Demario Anderson
I trusted EFCU Financial when it was necessary to get a payday loan. I submitted an application quickly. No issues.
Favian Bins
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Above-defined info offers the details about a certain lender. Below-shown info is oriented on common information about payday loans.
Payday Loans in Zachary, Louisiana
Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
This financial product in Zachary, Louisiana is taken out simply and fast. The interest percentage is defined respecting the category of the borrower: the more loans are successfully paid back, the more favorable terms will be offered to you.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will EFCU Financial help issue a payday loan in Zachary, Louisiana?
- 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every customer should fill in the following data:
Then press a Submit button to recieve an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Zachary, Louisiana. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as annual percentage rate.
APR Calculator
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American Cash Advance
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Advance America
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ACE Cash Express
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www.acecashexpress.com
