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Feedback about Gardiner Federal Credit Union?
Here you get acquainted with the reviews of our clients.
Helpful, friendly place to bank with a real hometown atmosphere.
Santos Yost
Always a friendly, quick experience.
Katlyn Haley
Friendly personal service
Nasir Rolfson
Pay Attention
Lenders are provided in the first three points. Below info offers general information about payday loans.
Payday Loans in Gardiner, New York
Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
Payday loans in Gardiner, New York are issued problem-free. The interest percentage is dependent on the customer's person-related data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.
APR
25% small loan cap
How will Gardiner Federal Credit Union help take out a loan in Gardiner, New York?
- 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The transfer will be sent to a card, so a personal visit to the store is not necessary.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill in the following data:
After filling out an application, submit it and get the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Gardiner, New York. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit score.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will specify the cost of the loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Gardiner, Maine
People's United Bank
467 Congress St, Portland, ME 04101, USA
+1 (207) 828-3000
branches.peoples.com
People's United Bank
129 Federal St, Parsonsfield, ME 04047, USA
+1 (207) 625-3216
branches.peoples.com
Truchoice Federal Credit Union
6 Barra Rd, Biddeford, ME 04005, USA
+1 (207) 772-0808
www.trufcu.com
KSW Federal Credit Union
222 College Ave, Waterville, ME 04901, USA
+1 (207) 872-5602
www.kswfcu.org
Machias Savings Bank
6 Penobscot Valley Ave, Lincoln, ME 04457, USA
+1 (207) 794-2500
www.machiassavings.bank
Camden National Bank
1316 ME-102, Bar Harbor, ME 04609, USA
+1 (207) 288-1238
www.camdennational.com
