Welcome to Our Online Loan Referral Service

3.4 9 reviews

799 Broadway, South Portland, ME 04106, USA
+1 (207) 221-5000
www.egcu.org
Saturday
9AM–1PM
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–4PM
Hours might differ
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

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Feedback about Evergreen Credit Union?

Here you get acquainted with the reviews of our customers.

The staff is beyond professional.

Prof. Holden Lindgren

I'd diffently give them 10 stars out of 5...

Prof. Jewell Swift V

Such a great experience working with Jane Jordan and the Mortgage Network!

Freeda Krajcik

I was a first time home buyer and she helped me so much!

Kacie Romaguera

Superior auto body repair, courteous employees, they stand behind their work.

Aron Bartell

Quality work, excellent service

Alexandro Kiehn

Great experience with the staff.

Audreanne Eichmann

Quality of service, can’t be matched.

Reina Schuster

Check in/out was easy, no wait and super friendly and knowledgeable staff.

Sebastian Legros V

Alittle on the pricey side but excellent food and nice atmosphere.

Anita Leuschke

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes people grapple with common information about payday loans.

Payday Loans in South Portland, Maine

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in South Portland, Maine are taken out problem-free. The interest percentage is conditional on the borrower's personal data: if you cover obligations for more payday loans, the more favorable terms and rates lenders guarantee.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Evergreen Credit Union help take out a loan in South Portland, Maine?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% deny the request when lenders in South Portland, me will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

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Bank of America ATM

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