Camden National Bank Payday Loans Review

3 2 reviews

Organization owner?

6 E Main St, Vinalhaven, ME 04863, USA

+1 (207) 863-4877

www.camdennational.com

Thursday

10AM–3PM

Friday

10AM–3PM

Saturday

Closed

Sunday

Closed

Monday
(Patriots' Day)

10AM–3PM

Hours might differ

Tuesday

10AM–3PM

Wednesday

10AM–3PM

Domain Info

Created Date

1998-09-02

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, ME, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

Feedback about Camden National Bank?

Here you grapple with the feedback of our clients.

I trusted Camden National Bank when it was necessary to get a cash advance. I filled in an application quickly. No problems.

Mr. Dallas Greenholt I

Camden National Bank is quite fair, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on time. The employees in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Hailie Mayert Sr.

A good payday lender. The company quickly reviewed the application and deposited the funds to my bank account.

Dr. Otto Bruen

Pay Attention

Above-defined info offers the details about a definite lender. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Vinalhaven, Maine

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Hassle-free financial products are known as payday loans in Vinalhaven, me. They are taken out at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Camden National Bank help take out a loan in Vinalhaven, Maine?

24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Vinalhaven, me will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Vinalhaven, Maine