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Feedback about Kennebec Savings Bank?
Here you get acquainted with the feedback of our customers.
I love the “family feel“ in this bank.
Ceasar Reichel
Well kept friendly local bank.
Hertha Rice
There is absolutely nothing that feels like a "home town bank".
Marilou Gleason DDS
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Lending companies are described in the first three points. Below info defines general information about payday loans.
Payday Loans in Waterville, New York
A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.
Such financial products as payday loan in Waterville, New York is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a borrower will recieve.
APR
25% small loan cap
How will Kennebec Savings Bank help take out a loan in Waterville, New York?
- Round the clock service. Every client may address the service round the clock. The borrowed money will be deposited to card. You won't be asked to attend any department.
- No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
- Fast and high approval percentage. The positive decision counts almost 98%.
- Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.
What data to fill out in the application? - General Info
To leave an application, every customer should enter the following data:
Then you have to press a Submit button and get a decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Waterville, New York. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will define the cost of the payday loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Waterville, Maine
Western Mountain Financial Services
198 Front St, Farmington, ME 04938, USA
+1 (207) 778-9779
www.westernmountainfinancial.com
Camden Financial Consultants
145 Exchange St, Bangor, ME 04401, USA
+1 (207) 299-1340
www.camdenfinancialconsultants.com
Sebasticook Valley Federal Credit Union
505 Somerset Ave, Pittsfield, ME 04967, USA
+1 (207) 487-5576
www.svfcume.com
Walmart Money Center
50 Boulder Way, Biddeford, ME 04005, USA
+1 (207) 286-9551
www.riamoneytransfer.com
