Welcome to Our Online Loan Referral Service

4.1 10 reviews

299 Main St, Waterville, ME 04901, USA

Feedback about Kennebec Valley Federal Credit Union?

Here you grapple with the feedback of our clients.

I love the new location and the tellers are so nice and helpful!!

Dr. Shawn Carroll

Free coffee is available.

Demond Weissnat

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Further there will be presented the details about not a definite lender. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Waterville, New York

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Waterville, ny. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also significant to pay off as much payday loans as possible.

APR

25% small loan cap

How will Kennebec Valley Federal Credit Union help issue a payday loan in Waterville, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor considered by financial institutions is known as bad credit history. But this drawback is not implied as the only one by microfinance organizations to take out a loan. The lending company process many aspects such as financial solvency to approve the form. Cash advance in Waterville, New York may help improve your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Waterville, Maine

Casco Federal Credit Union

375 Main St, Gorham, ME 04038, USA

+1 (207) 839-5588

www.cascofcu.com

Infinity Federal Credit Union

193 Broad St, Bangor, ME 04401, USA

+1 (207) 854-6000

www.infinityfcu.com

Five County Credit Union

19 Commercial St, Portland, ME 04101, USA

+1 (800) 750-0959

www.fivecounty.com

KeyBank ATM

779 Main St, Presque Isle, ME 04769, USA

locations.key.com

Norway Savings Bank

65 Main St, Gorham, ME 04038, USA

+1 (207) 222-1502

www.norwaysavings.bank

Midcoast Federal Credit Union

186 Lower Main St, Freeport, ME 04032, USA

+1 (207) 865-4443

www.midcoastfcu.me

Bangor Savings Bank

787 Main St, Monmouth, ME 04259, USA

+1 (207) 933-5794

www.bangor.com

Eric Farnsworth - Ameriprise Financial Services, Inc.

20 Mechanic St STE 2, Gorham, ME 04038, USA

+1 (207) 222-0012

Bangor Savings Bank

38 Court St, Houlton, ME 04730, USA

+1 (207) 532-4001

www.bangor.com

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