Welcome to Our Online Loan Referral Service

5 7 reviews

5900 Coastal Hwy, Ocean City, MD 21842, USA
+1 (410) 524-6144
www.bankofoceancity.com
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM

Domain Info

Created Date

1999-01-30

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Bank of Ocean City?

Here you grapple with the feedback of our clients.

I had that thing with money collection and they were more than happy to help me.

Mrs. Rebeca Reichert

Friendly staff and always willing to help out!

Hosea Kuhn

The associates in the Fenwick Island branch are very friendly.

Katheryn Hyatt

Always great service and nice atmosphere to do homework .

Everette Schultz

This is a nice little Starbucks if you want some coffee or small bite to eat.

Fay DuBuque

The barista said they were out of raspberry, no big deal so I switched to mocha.

Mrs. Maiya Schiller II

Her greatest quality: She will work ridiculously hard for you!!!!!

Lelia Stokes PhD

She is knowledgeable, personable and also very kind.

Brannon Paucek

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Ocean City, New Jersey

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Ocean City, New Jersey is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

30% usury cap

How will Bank of Ocean City help take out a loan in Ocean City, New Jersey?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Ocean City, New Jersey. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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