Metro Credit Union Payday Loans Review

3.4 13 reviews

Organization owner?

365 Broadway, Chelsea, MA 02150, USA

+1 (877) 696-3876

metrocu.org

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday
(Patriots' Day)

9AM–5PM

Hours might differ

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Metro Credit Union?

Below you see some of the reviews of our clients.

Great rates and great account options.

Ms. Erika Beier MD

Terrible customer services.

Marquis Walker

Really an awful customer experience.

Evans Stanton

Pay Attention

Above there is information about a definite company. Below you can read common aspects of payday loans.

Payday Loans in Chelsea, New York

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Chelsea, New York. The entire process is hassle-free. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

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