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Created Date
1997-10-14
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Feedback about Independent Bank?
Here you read the reviews of our customers.
I took out cash advance from Independent Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.
Wilbert Medhurst
I tried to borrow money from Independent Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.
Mrs. Hailie Effertz Sr.
I took out a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.
Alexandrea Mohr
For 6 months I have not been able to make the resource to transfer the information about the paying off of the loan for 2019.
Lucie Bergnaum
No matter how much submitted an application for a cash advance. Constantly refused. No idea why?
Prof. Elouise Gleason
Pay Attention
Further there will be shown the details about not a exact lender. The information below will define general information about payday loans and its specific aspects.
Payday Loans in Auburn, New York
The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.
Such financial products as payday loan in Auburn, New York is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will get.
APR
25% small loan cap
How will Independent Bank help take out a payday loan in Auburn, New York?
- Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to visit any store.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online application. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
- Fast and high approval rate. The positive answer counts almost 98%.
- Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.
What data to fill in in the application? - General Info
To submit an application, every client should enter the following data:
Then a client should submit an application to get an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Auburn, ny will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should determine its definite cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Auburn, Michigan
Fifth Third Bank & ATM
28725 Telegraph Rd, Flat Rock, MI 48134, USA
+1 (734) 782-2426
locations.53.com
Independent Bank
623 Washington Ave, Bay City, MI 48708, USA
+1 (989) 892-3511
www.independentbank.com
Highpoint Community Bank
150 W Court St, Hastings, MI 49058, USA
+1 (269) 945-2401
www.highpointcommunitybank.com
