Welcome to Our Online Loan Referral Service

4.7 3 reviews

655 N Port Crescent St, Bad Axe, MI 48413, USA
+1 (989) 269-6471
www.independentbank.com
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

What people think about Independent Bank?

Below you see some of the opinions of our clients.

I want to say Many Thanks to the team of Independent Bank. They offer same day solution to any unexpected money troubles. Love them for their same day decision. Applied for a payday loan and got accepted although my credit was not perfect. I will certainly use this company if I need money in the future.

Ettie McCullough

I recommend Independent Bank to everyone who need extra cash. I’ve been using them for 4th time. Always exceptional service!

Domenic Miller II

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Bad Axe, Michigan

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Bad Axe, Michigan is are easy to access. The interest rate is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit rating. Payday loan approvals depend very much on other aspects. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.

APR Calculator

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