Welcome to Our Online Loan Referral Service


708 Center Ave # 1, Bay City, MI 48708, USA
+1 (989) 894-7100
www.thumb.bank
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
Closed

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Feedback about Thumb Bank & Trust?

Here you see the reviews of our customers.

Thanks to the team of Thumb Bank & Trust. Fast solution of the arisen issues, quick decision on the payday loan. I definitely recommend this company.

Jeramy Shanahan

I got into one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Thumb Bank & Trust in Bay City seemed to me the most efficient.

Zackery Franecki

Pay Attention

Further there will be presented the details about not a definite lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Bay City, Michigan

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Bay City, Michigan are issued easily. The interest rate is conditional on the client's person-related information: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Thumb Bank & Trust help take out a loan in Bay City, Michigan?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by lenders to take out a loan. The lender review many aspects such as financial abilities to approve the application. Payday loans in Bay City, Michigan may help level up your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Bay City, Michigan

Advance America

5570 Dixie Hwy, Waterford Twp, MI 48329, USA

+1 (248) 623-6119

www.advanceamerica.net

Citizens Bank

5775 E 14 Mile Rd, Sterling Heights, MI 48310, USA

+1 (586) 264-9404

locations.citizensbank.com

ATM (Fifth Third Bank)

1219 N Mitchell St, Cadillac, MI 49601, USA

+1 (231) 779-2761

locations.53.com

Chemical Bank

220 S Main St, Standish, MI 48658, USA

+1 (989) 846-9506

The State Bank

175 N Leroy St, Fenton, MI 48430, USA

+1 (810) 629-2263

www.thestatebank.com

TCF Bank ATM

6820 Eastman Ave, Midland, MI 48642, USA

+1 (800) 823-2265

www.tcfbank.com

The State Bank

1401 E Hill Rd, Grand Blanc, MI 48439, USA

+1 (810) 603-9500

www.thestatebank.com

Edward Jones - Financial Advisor: Barbara M Hammond

2323 Gull Rd Suite C, Kalamazoo, MI 49048, USA

+1 (269) 366-4604

www.edwardjones.com

Lake Michigan Credit Union

2720 Lake Michigan Dr NW, Grand Rapids, MI 49504, USA

+1 (800) 242-9790

www.lmcu.org

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