Welcome to Our Online Loan Referral Service

5 reviews

441 E Chicago St, Coldwater, MI 49036, USA
+1 (517) 279-5522
www.smb-t.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

1997-08-27

Mailing Address

4243C Dundas St. W., Suite 405, Etobicoke, ON, M8X 1Y3, Canada

Company Name

Contact Privacy

MyPrivacy.net Ltd.

Contact Data

[email protected]

+1.6474785997

What people think about Southern Michigan Bank & Trust?

Below you find some of the opinions of our clients.

It decided to fix my credit because I had no chances of getting accepted for a mortgage. So I applied for a cash advance via Southern Michigan Bank & Trust. Took out 4 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very satisfied.

Prof. Jordy Blick Sr.

Online application. I only filled in an ID and a bank account. Fast lending decision. The first time I was approved for $600 only. Hope the available amount will increase next time. APR is average. Paid off the loan on schedule. If desired, the term can be also extended.

Andreane McLaughlin MD

I want to say Many Thanks to the staff of Southern Michigan Bank & Trust. They offer fast solution to any unexpected money issues. Love them for their quick decision. Applied for a payday loan and got accepted although my credit was bad. I will surely use this company if I need money in the future.

Dawn O'Keefe

Pay Attention

Above there is information about a definite company. Below you can see common aspects of payday loans.

Payday Loans in Coldwater, Mississippi

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans may turn out an easy and fast solution to a short-term problem in Coldwater, Mississippi. Loans from payday lenders can get you cash same day. Your interest rate will depend on a few factors.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit score. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

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PNC Bank

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Edward Jones - Financial Advisor: Matt McDonald

3005 Oakland Dr, Kalamazoo, MI 49008, USA

+1 (269) 345-0783

www.edwardjones.com

Huntington Bank

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+1 (810) 487-0160

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Flagstar Bank

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+1 (906) 753-2205

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Walmart Money Center

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+1 (906) 786-7717

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EZ Money Check Cashing

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+1 (906) 253-9000

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Astera Credit Union - Ionia

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+1 (517) 323-3644

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Citizens Bank Supermarket Branch

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