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4.9 12 reviews

14601 Eight Mile Rd, Detroit, MI 48235, USA
+1 (313) 342-5051

Feedback about Happy Food & Checks?

Here you see the reviews of our customers.

The payday loan is transferred easily and quickly. There is a minus - a great rate when paying off a loan.

Noemi Cremin

I got into one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Happy Food & Checks in Detroit seemed to me the most efficient.

Jayden Gottlieb

Happy Food & Checks applied for a cash advance secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Mrs. Lacy Pollich

Pay Attention

Above-shown info provides the details about a exact lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Detroit, Maine

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Detroit, Maine is taken out easily and fast. The interest rate is defined considering the category of the client: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Happy Food & Checks help issue a payday loan in Detroit, Maine?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Detroit, me consider this circumstance not a hindrence to take out a loan. The recipient of a payday loan should be ready to objectively assess financial abilities, issue a loan, repay the debt on schedule and not only resolve current difficulties, but enhance the credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Detroit, Michigan

Bloom Credit Union

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+1 (616) 452-2161

bloomcu.org

Edward Jones - Financial Advisor: Matt McDonald

3005 Oakland Dr, Kalamazoo, MI 49008, USA

+1 (269) 345-0783

www.edwardjones.com

Genisys Credit Union

49675 Van Dyke Ave, Shelby Township, MI 48317, USA

+1 (586) 323-7060

www.genisyscu.org

MSU Federal Credit Union

1775 Central Park Dr, Okemos, MI 48864, USA

+1 (517) 333-2424

msufcu.org

Walmart Money Center

800 E Chicago St, Coldwater, MI 49036, USA

+1 (517) 278-2240

www.walmart.com

First National Bank & Trust- Tadych's Econo Foods Branch

1600 S Stephenson Ave, Iron Mountain, MI 49801, USA

+1 (906) 774-2200

www.fnbimk.com

Community Financial Credit Union

500 S Harvey St, Plymouth, MI 48170, USA

+1 (877) 937-2328

www.cfcu.org

KeyBank

100 W Michigan Ave, Saline, MI 48176, USA

+1 (734) 944-4962

www.key.com

Tri-County Bank

3482 Main St, Marlette, MI 48453, USA

+1 (989) 635-3320

www.tri-countybank.com

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