Welcome to Our Online Loan Referral Service

4.9 29 reviews

4455 Cascade Rd SE, Grand Rapids, MI 49546, USA
+1 (616) 454-8447
www.firstcb.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1996-07-31

Mailing Address

210 E MAIN ST, HARBOR SPRINGS, MI, 49740-1546, United States

Company Name

First Community Bank

First Community Bank

Contact Data

[email protected]

+1.2315262114

+1.9999999999

Feedback about First Community Bank?

Here you grapple with the reviews of our customers.

Great service and staff.

Adela Heidenreich

Great folks to work with!

Luther Kuphal

I highly recommend this bank and their approach to their customers.

Mr. Torey Hoppe DDS

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in Grand Rapids, Ohio

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in Grand Rapids, Ohio is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates you will get.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will First Community Bank help take out a loan in Grand Rapids, Ohio?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be transfered to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Grand Rapids, Ohio. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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