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4.2 5 reviews

4525 Lake Michigan Dr NW, Walker, MI 49534, USA
+1 (616) 735-2293
www.independentbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

What people think about Independent Bank?

Below you see some of the opinions of our customers.

I am extremely grateful that I got to work with Leonard.

Brooklyn Willms

Your money is not safe here.

Miss Emily Murphy Sr.

Pay Attention

The previous three items charactirize a peculiar lender. But below you can read general details about payday loans.

Payday Loans in Grand Rapids, Ohio

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans are the easiest loans to be eligible in Grand Rapids, Ohio. The entire process is straightforward. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

Other Payday Lenders in Grand Rapids, Michigan

The Cash Exchange Pawnbrokers

35943 Gratiot Ave, Clinton Twp, MI 48035, USA

+1 (586) 792-2274

www.thecashexchange.com

Northland Area Federal Credit Union

317 W Huron Rd, Au Gres, MI 48703, USA

+1 (989) 739-1401

www.northlandcu.com

Adventure Credit Union

6250 S Cedar St #14, Lansing, MI 48911, USA

+1 (800) 323-2129

www.adventurecu.org

Harbor Springs Financial Corporation

200 E Main St, Harbor Springs, MI 49740, USA

+1 (231) 526-2114

www.firstcb.com

Huntington Bank

3180 Alter Rd, Detroit, MI 48215, USA

+1 (313) 825-2560

www.huntington.com

Independent Bank

2593 S Van Dyke Rd, Marlette, MI 48453, USA

+1 (989) 635-3541

www.independentbank.com

Commercial Bank

301 N State St, Alma, MI 48801, USA

+1 (989) 463-2185

www.commercial-bank.com

Huntington Bank

511 Ashmun St, Sault Ste. Marie, MI 49783, USA

+1 (906) 635-5251

www.huntington.com

Advance America

14165 Eureka Rd, Southgate, MI 48195, USA

+1 (734) 324-4670

www.advanceamerica.net

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