Welcome to Our Online Loan Referral Service

4 8 reviews

77 Monroe Center St NW #101, Grand Rapids, MI 49503, USA
+1 (616) 458-7045
www.independentbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank?

Here you get acquainted with the reviews of our customers.

Thanks to the specialists for the reliable service. They assisted in difficult times. For application you only need an ID.

Miss Candace Ernser

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to address Independent Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Clement O'Reilly

I recommend Independent Bank to everyone, I am applying for the second time. Everything is great!

Mr. Lisandro Yost

A good payday lender. The company quickly processed the application and credited the funds to my bank account.

Fredy Bartell IV

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Raymond Mohr

Pay Attention

Lending companies are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Grand Rapids, Ohio

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

It is simple and quick to issue payday loans in Grand Rapids, Ohio. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Independent Bank help take out a payday loan in Grand Rapids, Ohio?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Grand Rapids, Ohio. The lending company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Grand Rapids, Michigan

United Bay Community Credit Union

3939 N Euclid Ave, Bay City, MI 48706, USA

+1 (989) 892-4597

www.ubccu.org

Michigan First Credit Union (Inside Walmart)

26090 Ingersol Dr, Novi, MI 48375, USA

+1 (800) 664-3828

michiganfirst.com

4Front Credit Union

3323 W South Airport Rd, Traverse City, MI 49684, USA

+1 (800) 765-0110

www.4frontcu.com

Citizens Bank

31441 Plymouth Rd, Livonia, MI 48150, USA

+1 (734) 421-4010

locations.citizensbank.com

Huntington Bank

2850 Pointe Tremble Rd, Algonac, MI 48001, USA

+1 (810) 794-5436

www.huntington.com

Century Bank and Trust- Jonesville Loan Center

859 Olds St, Jonesville, MI 49250, USA

+1 (517) 849-9010

www.centurybankandtrust.com

Huntington Bank

791 W Big Beaver Rd, Troy, MI 48084, USA

+1 (248) 244-3541

www.huntington.com

Instant Cash South Haven

721 Aylworth Ave suite b, South Haven, MI 49090, USA

+1 (269) 639-8800

access2instantcash.com

Chelsea State Bank - Plaza Office

1010 S Main St, Chelsea, MI 48118, USA

+1 (734) 475-1355

www.chelseastate.bank

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