Welcome to Our Online Loan Referral Service

4.3 16 reviews

12345 Felch St, Holland, MI 49424, USA
+1 (616) 994-6117
www.parda.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-01-23

Mailing Address

Michigan, United States

Company Name

PARDA Federal Credit Union

PARDA Federal Credit Union

Contact Data

Feedback about PARDA Federal Credit Union?

Here you read the feedback of our customers.

Parda has been very reliable and has a great loan system

Golda Predovic IV

Manager is available and visible to assist with customer care questions!

Prof. Harmon Dach MD

I’m always treated well at the branches in Holland, great service!

Arnoldo Homenick

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Holland, New York

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Holland, New York is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

25% small loan cap

How will PARDA Federal Credit Union help take out a payday loan in Holland, New York?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be deposited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Holland, ny consider this circumstance not a hindrence to take out a loan. The recipient of a loan should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on time and not only cope with current problems, but enhance the credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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Flagstar Bank

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PNC Bank

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