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5 reviews

500 S Stephenson Ave, Iron Mountain, MI 49801, USA
+1 (906) 774-7900
www.first-bank.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM

Domain Info

Created Date

1999-10-19

Mailing Address

1400 DELTA AVE, GLADSTONE, MI, 49837-1318, United States

Company Name

First Bank, Upper Michigan

First Bank, Upper Michigan

Contact Data

[email protected]

4703604178

(906) 428-2832

Feedback about First Bank Upper Michigan?

Here you grapple with the reviews of our clients.

Yesterday I needed extra funds, I decided to contact First Bank Upper Michigan. They quickly approved the amount necessary, and besides, they offered reasonable terms at a low interest rate.

Marlen Gislason

I recommend First Bank Upper Michigan to everyone, I am applying for the second time. Everything is great!

Dr. Joelle Feil

I recommend First Bank Upper Michigan to everyone, I am applying for the second time. Everything is great!

Lola Farrell

I recommend First Bank Upper Michigan to everyone, I am applying for the second time. Everything is great!

Tracy Lehner

I contacted First Bank Upper Michigan. Everything was done quickly. Only pleasant impressions remained!

Demond Dietrich

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Iron Mountain, Michigan

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Iron Mountain, Michigan are taken out hassle-free. The interest percentage is dependent on the client's person-related data: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will First Bank Upper Michigan help issue a loan in Iron Mountain, Michigan?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Iron Mountain, mi will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

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Members First Credit Union

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Chemical Bank

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Check `n Go

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