Welcome to Our Online Loan Referral Service

4.1 33 reviews

S, 799 Harrison St, Lapeer, MI 48446, USA
+1 (810) 715-3542
www.elgacu.com
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–5:30PM
Saturday
10AM–1PM

Domain Info

Created Date

1997-12-01

Mailing Address

2305 S CENTER RD, BURTON, MI, 48519-1147, United States

Company Name

ELGA Credit Union

ELGA Credit Union

Contact Data

[email protected]

+1.8106002540

+1.8106002580

Feedback about ELGA Credit Union Lapeer?

Here you grapple with the reviews of our clients.

Staff is always super friendly and the manager is involved with her customers.

Mrs. Annie Huels

I dont generally give five stars but I will make an exception.

Lucienne Kub

Very family oriented and they provide great service.

Katlyn Kohler

Pay Attention

Above-shown info offers the details about a certain lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Lapeer, Michigan

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Lapeer, Michigan are issued hassle-free. The interest percentage is conditional on the borrower's person-related data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will ELGA Credit Union Lapeer help issue a loan in Lapeer, Michigan?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor considered by financial institutions is known as bad credit history. But this drawback is not implied as the only one by payday lenders to issue a loan. The lender review many aspects such as financial solvency to approve the application. Payday loans in Lapeer, Michigan may help enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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