Welcome to Our Online Loan Referral Service

4.3 6 reviews

1985 W Genesee St, Lapeer, MI 48446, USA
+1 (810) 245-8908
www.independentbank.com
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

What people think about Independent Bank?

Below you get acquainted with some of the testimonials of our clients.

Very friendly staff, always willing to work with you on check cashing issues.

Haley Heidenreich

Wonderful staff who remember you and are extremely helpful

Mr. Santino O'Connell

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Lapeer, Michigan

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Lapeer, Michigan is are easy to access. The interest rate is specific for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with less than perfect credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit rating. You will need a stable income to be eligible for a bad credit payday loan.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Lapeer, Michigan

Tri-County Bank

7514 S Brockway Rd, Brockway, MI 48097, USA

+1 (810) 387-3201

www.tri-countybank.com

Adventure Credit Union

6250 S Cedar St #14, Lansing, MI 48911, USA

+1 (800) 323-2129

www.adventurecu.org

Huntington Bank

5125 W Saginaw Hwy, Lansing, MI 48917, USA

+1 (517) 327-1803

www.huntington.com

Edward Jones - Financial Advisor: Douglas H Moeggenborg, AAMS®

115 S Chapman St, Chesaning, MI 48616, USA

+1 (989) 845-7210

www.edwardjones.com

Huntington Bank

310 S Main St, Brooklyn, MI 49230, USA

+1 (517) 592-8413

www.huntington.com

Walmart Money Center

2737 Ruby St, Traverse City, MI 49684, USA

+1 (231) 933-8800

www.walmart.com

Fifth Third Bank & ATM

321 S Saginaw Rd, Midland, MI 48640, USA

+1 (989) 839-4448

locations.53.com

Kroger Money Services

33523 Eight Mile Rd, Livonia, MI 48152, USA

+1 (248) 471-6780

moneyservices.kroger.com

Fifth Third Bank & ATM

37687 W Red Arrow Hwy, Paw Paw, MI 49079, USA

+1 (269) 657-6061

locations.53.com

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