Welcome to Our Online Loan Referral Service

5 9 reviews

8017 Silver Lake Rd, Linden, MI 48451, USA
+1 (810) 715-3542
www.elgacu.com
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–5:30PM
Saturday
Closed

Domain Info

Created Date

1997-12-01

Mailing Address

2305 S CENTER RD, BURTON, MI, 48519-1147, United States

Company Name

ELGA Credit Union

ELGA Credit Union

Contact Data

[email protected]

+1.8106002540

+1.8106002580

Feedback about ELGA Credit Union Linden?

Here you grapple with the reviews of our clients.

We use Jennifer Curtis at ELGA in Linden for our loans and today we were in a pinch to get the loan done quickly. She processed everything and did it with a positive and …

Darrel Wuckert Sr.

The whole experience exceeded my expectation and I would highly recommend Elga!

Mr. Wilfredo Hayes V

The process was quick and easy, no BS, good home town family service!

Blair Bauch PhD

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Linden, New Jersey

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Linden, New Jersey are taken out hassle-free. The interest percentage is dependent on the borrower's person-related data: if you pay off more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

30% usury cap

How will ELGA Credit Union Linden help take out a loan in Linden, New Jersey?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Linden, nj consider this circumstance not a drawback to take out a loan. The client of a payday loan should be prepared to objectively assess financial abilities, take out a loan, repay the debt on schedule and not only resolve current issues, but improve the credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

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