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4 4 reviews

2593 S Van Dyke Rd, Marlette, MI 48453, USA
+1 (989) 635-3541
www.independentbank.com
Friday
8:30AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank?

Here you see the reviews of our customers.

Great people Friendly

Pedro Heller

ATM is CONSTANTLY down!!!

Norene Grimes

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Above-specified info provides the details about a certain lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Marlette, Michigan

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Marlette, Michigan are taken out problem-free. The interest percentage is conditional on the customer's personal data: if you repay more payday loans, the more favorable terms and rates payday lending companies offer.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Independent Bank help take out a loan in Marlette, Michigan?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Marlette, mi will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Marlette, Michigan

First National Bank of St. Ignace

1014 Newberry Ave, Newberry, MI 49868, USA

+1 (906) 293-5160

www.fnbsi.com

Central Savings Bank - DeTour-Drummond Branch

109 Elizabeth St, De Tour Village, MI 49725, USA

+1 (906) 297-6901

www.centralsavingsbank.com

Huntington Bank

2805 W Cheesman Rd, Alma, MI 48801, USA

+1 (989) 576-6101

www.huntington.com

IncredibleBank

101 W B St, Iron Mountain, MI 49801, USA

+1 (906) 779-2800

www.incrediblebank.com

Awakon Federal Credit Union

1496 W Main St, Gaylord, MI 49735, USA

+1 (989) 732-1500

awakonfcu.net

Honor Credit Union - Helmer

240 Helmer Rd N, Battle Creek, MI 49015, USA

+1 (269) 968-8063

www.honorcu.com

Citizens Bank

2060 Dix Hwy, Lincoln Park, MI 48146, USA

+1 (313) 928-5890

www.citizensbank.com

PNC Bank

5215 Wilson Ave SW, Wyoming, MI 49418, USA

+1 (616) 531-2533

apps.pnc.com

Northern Interstate Bank, N.A. - Norway

501 W, US-2, Norway, MI 49870, USA

+1 (906) 563-9233

banknib.com

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