Welcome to Our Online Loan Referral Service

4.6 25 reviews

2881 Crooks Rd, Rochester Hills, MI 48309, USA
+1 (248) 299-5400
www.genisyscu.org
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
Closed

Domain Info

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Feedback about Genisys Credit Union?

Here you read the feedback of our clients.

She was very helpful and I really appreciate the great service!

Ms. Kylie Hirthe IV

Friendly staff that is generally fast with your transactions.

Eldon Ledner

She answered all my questions and helped me get the best rate possible.

Selena Schroeder

Pay Attention

Further there will be given the details about not a definite lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Rochester, New York

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Rochester, New York is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

25% small loan cap

How will Genisys Credit Union help take out a loan in Rochester, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor processed by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial abilities to approve the application. Payday loans in Rochester, New York may help improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Rochester, Michigan

TCF Bank ATM

5700 Beckley Rd, Battle Creek, MI 49017, USA

+1 (800) 823-2265

www.tcfbank.com

CP Federal Credit Union ATM

2111 Emmons Rd, Jackson, MI 49201, USA

+1 (517) 787-3562

www.cpfederal.com

The State Bank

606 W Broad St, Linden, MI 48451, USA

+1 (810) 629-2263

www.thestatebank.com

Eagle Financial Services Inc

1575 44th St SW, Wyoming, MI 49509, USA

+1 (616) 261-5900

www.eagle.com

Kroger Money Services

33523 Eight Mile Rd, Livonia, MI 48152, USA

+1 (248) 471-6780

moneyservices.kroger.com

B2B Capital Funding, LLC

25487 Woodward Ave, Royal Oak, MI 48067, USA

+1 (734) 365-6878

www.b2bloansfast.com

KeyBank

1352 S Main St, Adrian, MI 49221, USA

+1 (517) 215-7760

www.key.com

Edward Jones - Financial Advisor: Rob Marciniak, AAMS®

1745 34th St, Allegan, MI 49010, USA

+1 (269) 673-1855

www.edwardjones.com

Public Service Credit Union

4646 John R St Ste A1122, Detroit, MI 48201, USA

+1 (734) 641-8400

www.pscunow.com

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