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4.6 11 reviews

2819 S State St, St Joseph, MI 49085, USA
+1 (888) 982-1400
unitedfcu.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1999-12-27

Mailing Address

Company Name

Contact Data

What people think about United Federal Credit Union - St. Joseph?

Below you read some of the reviews of our clients.

We received a very good rate on our loan. The website is very informative and easy to navigate.

Taryn Huel

They offer a variety of services.

Mrs. Alivia Lynch V

No service, Constantly being put off.

Prof. Jacynthe Weber DVM

Important

The previous three items describe a precise company. But below you can find general details about payday loans.

Payday Loans in Saint Joseph, Tennessee

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Saint Joseph, Tennessee. The APR will be set specifically for each applicant and will depend on the personal data the client entered.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit rating. Payday loan approvals depend very much on other factors. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Saint Joseph, Michigan

ChoiceOne Bank

637 S Main St, Lapeer, MI 48446, USA

+1 (810) 664-9986

www.choiceone.com

Frankenmuth Credit Union Mayville Branch

315 E Main St, Mayville, MI 48744, USA

+1 (989) 497-1600

www.frankenmuthcu.org

Compass Credit Union

115 S Stone Rd, Fremont, MI 49412, USA

+1 (866) 399-3762

www.compasscu.com

Huntington Bank

26336 W 12 Mile Rd, Southfield, MI 48034, USA

+1 (248) 356-5630

www.huntington.com

Quick Loans America

1000 John R Rd Suite 214, Troy, MI 48083, USA

+1 (248) 268-9070

quickloansamerica.com

Huntington Bank

4145 24th Ave, Fort Gratiot Twp, MI 48059, USA

+1 (810) 385-7415

www.huntington.com

PNC Bank

2351 Holton Rd, Muskegon, MI 49445, USA

+1 (231) 727-9116

apps.pnc.com

Citizens Bank

1575 W Grand River Rd, Okemos, MI 48864, USA

+1 (517) 349-9809

locations.citizensbank.com

Michigan First Credit Union

1815 Breton Rd SE, Grand Rapids, MI 49506, USA

+1 (800) 664-3828

michiganfirst.com

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