Welcome to Our Online Loan Referral Service

5 reviews

2600 S Cleveland Ave, St Joseph, MI 49085, USA
+1 (269) 428-3321
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Feedback about Chemical Bank?

Here you get acquainted with the feedback of our clients.

Chemical Bank is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Prof. Savannah Hammes

I got into one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Chemical Bank in Saint Joseph seemed to me the most reliable.

Mariano Johnston

Chemical Bank applied for a payday loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Ms. Vernie Waters V

Pay Attention

Lending companies are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Saint Joseph, Tennessee

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Saint Joseph, Tennessee is taken out simply and quickly. The interest percentage is specified considering the category of the client: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Chemical Bank help issue a loan in Saint Joseph, Tennessee?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Saint Joseph, Tennessee. They assess many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Saint Joseph, Michigan

ChoiceOne Bank

3069 S Slocum Rd, Ravenna, MI 49451, USA

+1 (616) 887-7366

www.choiceone.com

First State Bank

24335 Harper Ave, St Clair Shores, MI 48080, USA

+1 (586) 863-9357

www.fsb.bank

Instant Cash Advance

6233 Division Ave S, Grand Rapids, MI 49548, USA

+1 (616) 249-0600

Principal Financial Group

6498 Gillard Rd, Spruce, MI 48762, USA

+1 (989) 569-7615

www.principal.com

Advance America

31900 Groesbeck Hwy, Fraser, MI 48026, USA

+1 (586) 415-1495

www.advanceamerica.net

Chemical Bank

220 S Main St, Standish, MI 48658, USA

+1 (989) 846-9506

Kellogg Community Credit Union

915 W Michigan Ave, Three Rivers, MI 49093, USA

+1 (269) 279-7444

www.kelloggccu.org

Community Financial Credit Union

34000 W Seven Mile Rd, Livonia, MI 48152, USA

+1 (877) 937-2328

www.cfcu.org

Fifth Third Bank & ATM

321 S Saginaw Rd, Midland, MI 48640, USA

+1 (989) 839-4448

locations.53.com

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