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5 reviews

258 W Wright Ave, Shepherd, MI 48883, USA
+1 (989) 828-6625
www.mercbank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1999-07-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Mercantile Bank of Michigan?

Here you get acquainted with the feedback of our customers.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Ladarius Brakus

Money was urgently required. I left an online application in Mercantile Bank of Michigan. I sent all the necessary photos of documents, talked to the operators by phone. The requested amount was approved. Within an hour, the money was deposited to my card.

Theodora Rempel

I'm not ashamed to borrow money from Mercantile Bank of Michigan, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Mathilde Ledner Jr.

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Shepherd, Michigan

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Shepherd, Michigan is taken out easily and fast. The interest percentage is set depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Mercantile Bank of Michigan help issue a payday loan in Shepherd, Michigan?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor considered by financial institutions is called as bad credit history. But this drawback is not taken as the only one by lenders to issue a cash advance. The lending company process many aspects such as financial solvency to approve the request. Payday loans in Shepherd, Michigan may help enhance your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

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ChoiceOne Bank

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Comerica Bank

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Allegan Credit Union - Gobles

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+1 (269) 673-5465

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Exchange State Bank

4482 Main St, Brown City, MI 48416, USA

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www.exchangestatebank.com

ELGA Credit Union Clio Montrose

7026 W Vienna Rd, Clio, MI 48420, USA

+1 (810) 715-3542

www.elgacu.com

Homestead Savings Bank

4625 S Hull Rd, Leslie, MI 49251, USA

+1 (517) 589-8182

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Comerica Bank

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