Welcome to Our Online Loan Referral Service

5 reviews

1239 S Garfield Ave, Traverse City, MI 49686, USA
+1 (231) 995-5575
www.independentbank.com
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank?

Here you get acquainted with the feedback of our customers.

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair interest rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Rico Gaylord

Money was urgently needed. I submitted an online application in Independent Bank. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was credited to my card.

Mrs. Katlynn Smith I

I got into one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Independent Bank in Traverse City seemed to me the most convenient.

Christiana Crooks

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.

Meghan O'Kon

It was necessary to improve the credit history, because there is practically no chance of getting a loan at a good interest rate. As a result, I addressed Independent Bank. The score improved after several loans paid off.

Bailey Hamill V

Pay Attention

Above-defined info offers the details about a exact lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Traverse City, Michigan

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Traverse City, Michigan is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a borrower will recieve.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Independent Bank help issue a payday loan in Traverse City, Michigan?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Traverse City, mi review this circumstance not a hindrence to take out a loan. The customer of a payday loan should be prepared to objectively assess financial solvency, issue a loan, pay back the debt on a due date and not only resolve current problems, but enhance the credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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Independent Bank ATM

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+1 (800) 355-0641

www.independentbank.com

Eastern Michigan Bank

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+1 (810) 648-3230

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Edward Jones - Financial Advisor: Molly Cataldo

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