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Created Date
1997-10-14
Mailing Address
Company Name
Contact Data
Feedback about Independent Bank?
Here you get acquainted with the feedback of our customers.
Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair interest rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.
Rico Gaylord
Money was urgently needed. I submitted an online application in Independent Bank. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was credited to my card.
Mrs. Katlynn Smith I
I got into one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Independent Bank in Traverse City seemed to me the most convenient.
Christiana Crooks
Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.
Meghan O'Kon
It was necessary to improve the credit history, because there is practically no chance of getting a loan at a good interest rate. As a result, I addressed Independent Bank. The score improved after several loans paid off.
Bailey Hamill V
Pay Attention
Above-defined info offers the details about a exact lending company. Below-shown info is devoted to general information about payday loans.
Payday Loans in Traverse City, Michigan
Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
Such financial products as payday loan in Traverse City, Michigan is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a borrower will recieve.
APR
369% APR*
Max Loan
600
Min Term
Not Specified
Max Term
31 days
How will Independent Bank help issue a payday loan in Traverse City, Michigan?
- Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with person-related data. It will take several minutes to review the form. The money are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill in the following data:
After filling in an application, submit it and recieve the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Traverse City, mi review this circumstance not a hindrence to take out a loan. The customer of a payday loan should be prepared to objectively assess financial solvency, issue a loan, pay back the debt on a due date and not only resolve current problems, but enhance the credit score.
The following general points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Traverse City, Michigan
Consumers Credit Union
125 S Kalamazoo Mall, Kalamazoo, MI 49007, USA
+1 (800) 991-2221
www.consumerscu.org
Cash Connection
2311 Division Ave S, Grand Rapids, MI 49507, USA
+1 (616) 245-1855
www.cashconnection.us
Southern Michigan Bank & Trust
5350 Beckley Rd, Battle Creek, MI 49015, USA
+1 (269) 979-8822
www.smb-t.com
Michigan First Credit Union (Inside Kroger)
1905 N Canton Center Rd, Canton, MI 48187, USA
+1 (800) 664-3828
michiganfirst.com
Advance America
1460 E Cloverland Dr, Ironwood, MI 49938, USA
+1 (906) 932-0398
www.advanceamerica.net
