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What people think about Credit Union ONE?
Below you read some of the testimonials of our customers.
Have two loans with them. They have been pleasant to work with.
Robbie Pfeffer
I don’t reccomend banking here unless you don’t care how you’re treated.
Mr. Ari Ferry I
Thwy have no customer service line you can reach during the weekend.
Prof. Mitchel Carroll
Important
The previous three items describe a specific financial institution. But below you can read general data about payday loans.
Payday Loans in Troy, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
Payday loans in Troy, New York is are simple to access. The APR is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get accepted for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Troy, Michigan
Mercantile Bank of Michigan
4737 Cascade Rd SE, Grand Rapids, MI 49546, USA
+1 (616) 406-4000
www.mercbank.com
Frankenmuth Credit Union SVRC Branch
203 S Washington Ave, Saginaw, MI 48607, USA
+1 (989) 497-1600
www.frankenmuthcu.org
Edward Jones - Financial Advisor: Cara L Keay, AAMS®
720 S Washington St Ste 2, Owosso, MI 48867, USA
+1 (989) 729-9866
www.edwardjones.com
