Welcome to Our Online Loan Referral Service

3.7 3 reviews

7644 26 Mile Rd, Shelby Township, MI 48316, USA
+1 (800) 664-3828
michiganfirst.com
Sunday
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
8AM–5PM

Domain Info

Created Date

2000-03-06

Mailing Address

27000 EVERGREEN RD, LATHRUP VILLAGE, MI, 48076-3231, United States

Company Name

Michigan First Credit Union

Michigan First Credit Union

Contact Data

[email protected]

+1.8006643828

Feedback about Michigan First Credit Union (Inside Kroger)?

Here you grapple with the feedback of our clients.

Very solid credit advice, been banking through them for at least five years now.

Mrs. Luisa Wuckert I

I have NO money and I'm out of a ride.

Dr. Giles Krajcik II

Good company to work with.

Coty Strosin DVM

But the quality of their work has declined steadily.

Dr. Lemuel Murray DDS

Very pleased customer!

Esta Ullrich

Pay Attention

Payday lenders are shown in the first three points. Below info specifies general information about payday loans.

Payday Loans in Utica, New York

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Utica, New York is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

25% small loan cap

How will Michigan First Credit Union (Inside Kroger) help take out a payday loan in Utica, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to issue a loan in Utica, New York. They estmate many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

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