Welcome to Our Online Loan Referral Service

5 8 reviews

8484 26 Mile Rd, Shelby Township, MI 48316, USA
+1 (586) 992-0673
locations.citizensbank.com
Friday
9AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-08-15

Mailing Address

RI, United States

Company Name

Citizens Financial Group Inc

Citizens Financial Group Inc

Contact Data

Feedback about Citizens Bank?

Here you get acquainted with the reviews of our clients.

I took out $300 for several days. When the funds were returned, they applied a huge fees, I had to pay almost $400.

Emmanuel Baumbach

For 6 months I have not been able to make the company to transfer the information about the paying off of the loan for 2019.

Deron Gaylord

I contacted Citizens Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, contact the company in a month. Why?

Nicola Wilkinson

I tried to borrow money from Citizens Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Sylvester Dicki

I took out $300 for several days. When the loan was returned, they applied a great commissions, I had to pay almost $400.

Gene Witting

Unsatisfied! Was denied to take out $1,000. Only $400 was approved.

Anita Wisozk IV

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Utica, New York

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Utica, New York are issued problem-free. The interest percentage is dependent on the customer's personal information: if you repay more payday loans, the more favorable terms and rates payday lending companies offer.

APR

25% small loan cap

How will Citizens Bank help take out a payday loan in Utica, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The deposit will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to take out a loan. The lending company process many aspects such as financial solvency to approve the request. Payday loans in Utica, New York may help improve your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the result.

APR Calculator

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