Welcome to Our Online Loan Referral Service

3.8 43 reviews

160 N Wixom Rd, Wixom, MI 48393, USA
+1 (248) 926-0648
www.genisyscu.org
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Domain Info

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Feedback about Genisys Credit Union?

Here you read the reviews of our customers.

Consistent quality service

Prof. Meghan Littel

Low rates, and friendly staff.

Olga Rosenbaum

I work in customer service and I know how important that is.

Mary Lockman

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Wixom, Michigan

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Wixom, Michigan is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Genisys Credit Union help issue a payday loan in Wixom, Michigan?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Wixom, mi will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Wixom, Michigan

Kroger Money Services

3010 Union Lake Rd, Commerce Charter Twp, MI 48382, USA

+1 (248) 960-1990

moneyservices.kroger.com

GreenStone Farm Credit Services

7530 Jackson Rd, Ann Arbor, MI 48103, USA

+1 (734) 769-2411

www.greenstonefcs.com

KeyBank

1442 E Michigan Ave, Ypsilanti, MI 48198, USA

+1 (734) 485-9301

www.key.com

Dart Bank Home Loan Center

2335 Burton St SE #220, Grand Rapids, MI 49506, USA

+1 (616) 608-1880

www.dartbank.com

Huntington Bank

2285 Cedar St, Holt, MI 48842, USA

+1 (517) 694-4573

www.huntington.com

Shelby Financial Corporation

242 N Michigan Ave # A, Shelby, MI 49455, USA

+1 (231) 861-2123

www.shelbybank.com

Honor Credit Union - South Haven

72133 Co Rd 388, South Haven Charter Twp, MI 49090, USA

+1 (269) 637-2800

www.honorcu.com

MSU Federal Credit Union

49 Abbot Rd Room 108, East Lansing, MI 48823, USA

+1 (517) 333-2424

msufcu.org

The State Bank

175 N Leroy St, Fenton, MI 48430, USA

+1 (810) 629-2263

www.thestatebank.com

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