Welcome to Our Online Loan Referral Service


115 MN-44, Caledonia, MN 55921, USA
+1 (507) 725-3329
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

What people think about ATM (Eitzen State Bank)?

Below you see some of the testimonials of our clients.

I got a loan from ATM (Eitzen State Bank) 3 times. Repaid all my loans successfully. Last morning wanted to borrow more, but they approved me for only $300 ???

Maya Stark

Applied for a payday loan second time. Got denied! No suggestion for what reason! No clarification. Tricky lender.

Jeramie Koss PhD

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Caledonia, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Caledonia, New York is are easy to get. The APR is specific for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Caledonia, Minnesota

F & M Community Bank

100 St Anthony St N, Preston, MN 55965, USA

+1 (507) 765-3823

www.fmcommunity.com

Credit Bureau of New Ulm

24 N Front St, New Ulm, MN 56073, USA

+1 (507) 233-7326

Gary Kerkow - Ameriprise Financial Services, LLC

84 SW 3rd St NW, Forest Lake, MN 55025, USA

+1 (651) 464-9741

www.ameripriseadvisors.com

Northwoods Bank of MN

1200 1st St E, Park Rapids, MN 56470, USA

+1 (218) 732-7221

www.northwoodsbank.com

Payday America

1715 Rice St Ste B, Roseville, MN 55113, USA

+1 (651) 312-5918

paydayamerica.com

First State Bank Southwest

103 North Thompson Ave N, Rushmore, MN 56168, USA

+1 (507) 478-4121

www.firststatebanksw.com

Affinity Plus Federal Credit Union

410 W Lincoln Ave, Fergus Falls, MN 56537, USA

+1 (800) 322-7228

Edward Jones - Financial Advisor: Wyman Fischer

73 Downtown Plaza, Fairmont, MN 56031, USA

+1 (507) 238-4896

www.edwardjones.com

Northern Pawn Shop

60622 MN-23, Finlayson, MN 55735, USA

+1 (320) 245-0595

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