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What people think about Ely Area Credit Union?
Below you find some of the testimonials of our customers.
They approve applicants instantly and transfer money the same day. But be careful – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!
Murphy West
I am a loyal client of Ely Area Credit Union. It is very easy to apply online. The APR was favorable. Their managers always respond right away.
Aliza Eichmann
I applied for the first payday loan in my life, was approved the next day despite the fact that I had low credit score. I repaid it early. Love this lender for their affordable rates. Other lenders in my area charge sky high interest!
Virgil Boyle
I am a loyal client of Ely Area Credit Union. It is very easy to apply online. The interest rate was favorable. Their employees always reply in a timely manner.
Prof. Vidal Hagenes III
Important
The above-given information provides the details about a definite company. The information below is about general information about payday loans.
Payday Loans in Ely, Iowa
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans in Ely, Iowa is are simple to access. The APR is specific for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the APR. It’s easy to learn the precise cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Ely, Minnesota
Associated Bank
793 16th St SW suite c, Rochester, MN 55902, USA
+1 (507) 285-2626
www.associatedbank.com
Creditor Advocates Inc
4719 Park Nicollet Ave SE #115, Prior Lake, MN 55372, USA
+1 (866) 357-7522
www.creditoradvocates.com
U.S. Bank Branch
13501 80th Cir N, Maple Grove, MN 55369, USA
+1 (763) 416-2800
locations.usbank.com
Accentra Credit Union
1619 Blake Ave, Albert Lea, MN 56007, USA
+1 (507) 373-6500
www.accentracu.org
