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Above-shown info provides the details about a definite lending company. Below-shown info is devoted to shared information about payday loans.
Payday Loans in Owatonna, Minnesota
Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.
It is easy and quick to issue payday loans in Owatonna, Minnesota. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.
APR
200%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will HomeTown Credit Union help take out a payday loan in Owatonna, Minnesota?
- Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill out an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
- Fast and high approval rate. The positive answer counts almost 98%.
- Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
What data to fill in in the application? - General Info
To leave an application, every customer should fill in the following data:
Then a borrower should submit an application to get an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Owatonna, Minnesota. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.
The following general points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the APR. This is a exact cost of the loan.
APR Calculator
Other Payday Lenders in Owatonna, Minnesota
St. Cloud Financial Credit Union
205 2nd St N, Sauk Rapids, MN 56379, USA
+1 (320) 252-2634
www.stcloudfcu.coop
TruStone Financial Credit Union
6303 Central Ave NE, Fridley, MN 55432, USA
+1 (800) 862-1998
trustonefinancial.org
U.S. Bank Branch
3376 Northern Valley Pl NE, Rochester, MN 55906, USA
+1 (507) 536-2444
locations.usbank.com
Principal Financial Group
131 6th Ave S #150, Waite Park, MN 56387, USA
+1 (320) 253-2730
www.principal.com
