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5 5 reviews

132 W Broadway St, Owatonna, MN 55060, USA
+1 (507) 444-2202
mortgage.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank-Eric Miller-Mortgage Loan Officer?

Below you see some of the reviews of our customers.

His expertise is hands down the go to lender!

Augustus Bartell Sr.

Eric is definitely the guy to work with for your financing needs.

Amie Sawayn

He will go the extra mile for his clients.

Prof. Arden Becker I

Pay Attention

Above there is information about a precise company. Below you can review common aspects of payday loans.

Payday Loans in Owatonna, Minnesota

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is effortless and speedy to get accepted for payday loans in Owatonna, Minnesota. The interest rate will be set specifically for each person and will depend on the personal data the person entered.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit score. Payday loan approvals depend very much on other aspects. They will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Owatonna, Minnesota

Northview Bank

510 Main St, Sandstone, MN 55072, USA

+1 (320) 245-5261

www.northviewbank.com

Central Minnesota Credit Union

35 Broadway E, Little Falls, MN 56345, USA

+1 (888) 330-8482

www.mycmcu.org

Star Bank Verndale

101 Farwell St, Verndale, MN 56481, USA

+1 (218) 445-5151

www.starbank.net

Unity Bank

26171 MN-27, Pierz, MN 56364, USA

+1 (320) 468-0366

ubmn.unitybanking.com

First Farmers & Merchants Bank

111 20th St NE, Stewartville, MN 55976, USA

+1 (507) 533-4081

www.ffmbank.com

Homeowners Financial Group

2085 County Rd D E Suite B200, Maplewood, MN 55109, USA

+1 (952) 687-4616

www.homeownersfg.com

Byline Bank

230 Adam Cir, Carver, MN 55315, USA

+1 (952) 240-7095

www.bylinebank.com

Deerwood Bank

2950 US-169, Grand Rapids, MN 55744, USA

+1 (218) 327-4833

www.deerwoodbank.com

TruStone Financial Credit Union

2535 27th Ave S, Minneapolis, MN 55406, USA

+1 (800) 862-1998

trustonefinancial.org

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