Domain Info
Created Date
1996-09-13
Mailing Address
Company Name
Contact Data
Feedback about First Farmers & Merchants Bank?
Here you read the feedback of our customers.
I took the first loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.
Josefina Larkin DVM
I trusted First Farmers & Merchants Bank when it was necessary to get a cash advance. I filled out an application quickly. No problems.
Merlin Upton Jr.
I'm not ashamed to borrow money from First Farmers & Merchants Bank, now the whole world lives like this. I have already used loans many times, everything is convenient.
Virginia Cassin
Pay Attention
The first three points describe the certain lender. In other turn, below-defined info makes readers get acquainted common information about payday loans.
Payday Loans in Saint Paul, Virginia
According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.
It is simple and fast to issue payday loans in Saint Paul, Virginia. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most reasonable terms and rates.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
How will First Farmers & Merchants Bank help issue a payday loan in Saint Paul, Virginia?
- Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with customer data. It will take some minutes to consider the form. The money are credited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every borrower should enter the following data:
After filling in an application, submit it and recieve the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Saint Paul, va will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should determine its exact cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Saint Paul, Minnesota
St Cloud Financial Credit Union
1716 Pine Cone Rd S, Sartell, MN 56377, USA
+1 (320) 252-2634
www.stcloudfcu.coop
Deer River Co-Op Credit Union
51 2nd St SE, Deer River, MN 56636, USA
+1 (218) 246-8777
www.drccu.com
First Western Bank & Trust
23964 Smiley Rd, Nisswa, MN 56468, USA
+1 (218) 963-7880
www.firstwestern.bank
Edward Jones - Financial Advisor: John T Havelka
143 W Bridge St, Owatonna, MN 55060, USA
+1 (507) 446-0150
www.edwardjones.com
First State Bank Southwest
103 North Thompson Ave N, Rushmore, MN 56168, USA
+1 (507) 478-4121
www.firststatebanksw.com
