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Pay Attention
Lenders are shown in the first three points. Below info defines shared information about payday loans.
Payday Loans in Spicer, Minnesota
According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.
This financial product in Spicer, Minnesota is issued easily and fast. The interest rate is specified respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.
APR
200%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will Central Minnesota Credit Union help issue a loan in Spicer, Minnesota?
- Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
- Fast and high approval level. The positive offer counts almost 98%.
- Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill out the following data:
After filling in an application, submit it and get the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Spicer, Minnesota. They estmate many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit rating.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.
APR Calculator
Other Payday Lenders in Spicer, Minnesota
U.S. Bank Branch
15025 Garrett Ave, Apple Valley, MN 55124, USA
+1 (952) 997-9600
locations.usbank.com
First Resource Bank
1946 Washington Ave S, Stillwater, MN 55082, USA
+1 (651) 351-1200
www.myfrbank.com
Northwoods Bank of Minnesota
112 Bunyan Trails Rd, Nevis, MN 56467, USA
+1 (218) 652-2265
www.northwoodsbank.com
St Clair State Bank
100 Main St W, St Clair, MN 56080, USA
+1 (507) 245-3636
www.stclairstatebank.com
Affinity Plus Federal Credit Union
1731 N Frontage Rd, Hastings, MN 55033, USA
+1 (800) 322-7228
www.affinityplus.org
Northern Communities Credit Union
1004 Woodland Ave, Duluth, MN 55812, USA
+1 (218) 279-3200
www.nccyou.com
