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4.3 6 reviews

975 W Central St, Springfield, MN 56087, USA
+1 (877) 794-6712
www.southpointfinancial.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM

Domain Info

Created Date

2015-09-02

Mailing Address

Minnesota, United States

Company Name

SouthPoint Federal Credit Union

SouthPoint Federal Credit Union

Contact Data

What people think about SouthPoint Financial Credit Union?

Below you find some of the opinions of our clients.

This is ridiculous and they need to stop ripping off innocent people!

Dr. Dominique Rolfson

This company isn't willing to work with you at all.

Lacey Crist

The customer service is exceptional.

Fannie Kozey

Important

Above there is information about a precise lender. Below you can review common features of payday loans.

Payday Loans in Springfield, Massachusetts

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in Springfield, Massachusetts is are easy to access. The interest rate is individual for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to find out the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Springfield, Minnesota

Home Federal Savings Bank

1015 Frontage Rd W #100, Owatonna, MN 55060, USA

+1 (507) 413-6420

www.justcallhome.com

Great River Federal Credit Union

206 1st St S, Waite Park, MN 56387, USA

+1 (320) 252-5393

www.greatriverfcu.org

Fidelity Bank

7600 Parklawn Ave, Edina, MN 55435, USA

+1 (952) 831-6600

www.fidelitybankmn.com

Security Bank Minnesota

437 Bridge Ave, Albert Lea, MN 56007, USA

+1 (507) 373-1481

www.securitybankmn.com

Northview Bank

8382 Main St, Kerrick, MN 55756, USA

+1 (218) 496-5515

www.northviewbank.com

Target Credit Union

7000 Target Pkwy, Brooklyn Park, MN 55445, USA

+1 (800) 388-7000

www.targetcu.org

Money XChange

130 W 1st St, Duluth, MN 55802, USA

+1 (218) 722-3766

ACE Cash Express

527 W Broadway Ave, Minneapolis, MN 55411, USA

+1 (612) 522-4567

www.acecashexpress.com

Frandsen Bank & Trust

165 Main St, Clinton, MN 56225, USA

+1 (320) 325-5401

www.frandsenbank.com

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