Welcome to Our Online Loan Referral Service

5 3 reviews

111 Clayton St, Baldwyn, MS 38824, USA
+1 (662) 365-1200
fmbms.com
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM

Domain Info

Created Date

2000-11-14

Mailing Address

Company Name

Contact Data

What people think about Farmers & Merchants Bank?

Below you see some of the opinions of our customers.

Many thanks to Farmers & Merchants Bank. I recently had some issues with repaying my bank loan and they approved me for a cash advance. Best company! Managed to cover my problems and signed with relief.

Prof. Katrina Yundt DDS

Farmers & Merchants Bank rescued me in a difficult time. They approved me for a cash advance although I had credit problems. The process was easy and fast. I value their 24/7 client support service and acceptable rates. I will surely recommend this online lender to my relatives and friends.

Ms. Anissa Boyle Jr.

They approve applicants instantly and transfer funds the same day. But be careful – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!

Tiara Zieme

Recently I needed $700 to cover car repair bills. I decided to contact Farmers & Merchants Bank. They only approved me for $500 but the process itself was effortless, and their rates were competitive.

Jazmyne Walsh

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Baldwyn, Mississippi

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Baldwyn, Mississippi is are easy to get. The interest rate is individual for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Baldwyn, Mississippi

Summit Check Cash

702 S Laurel St, Summit, MS 39666, USA

+1 (601) 276-6999

Magnolia State Bank

407 Main St, Heidelberg, MS 39439, USA

+1 (601) 787-3471

www.bankmagnolia.com

Check Into Cash

115 Walter Payton Dr, Columbia, MS 39429, USA

+1 (601) 731-2120

local.checkintocash.com

ATM (Regions Bank)

620 Veterans Memorial Dr, Kosciusko, MS 39090, USA

+1 (800) 734-4667

www.regions.com

Cash Tyme

6955 Old Canton Rd, Ridgeland, MS 39157, USA

+1 (601) 956-9130

www.cashtyme.com

Magnolia State Bank

28 MS-528, Bay Springs, MS 39422, USA

+1 (601) 764-2265

www.bankmagnolia.com

BankFirst

3083 Jefferson St, Macon, MS 39341, USA

+1 (662) 726-5192

www.bankfirstfs.com

CryptoFlip Cryptocurrency Exchange

1930 Military Rd, Columbus, MS 39705, USA

+1 (662) 244-5929

cryptoflip.com

ATM Bna Bank

3041 McCullough Blvd, Belden, MS 38826, USA

+1 (800) 627-3999

www.bnabank.com

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